Compare stocks · Microfinance

ALBSL vs JBLB: Asha Laghubitta Bittiya Sanstha and Jeevan Bikas Laghubitta Bittya Sanstha compared

On 24 Sep 2026, ALBSL (Asha Laghubitta Bittiya Sanstha Ltd) closed at Rs 1,174.40 and JBLB (Jeevan Bikas Laghubitta Bittya Sanstha Ltd) at Rs 1,278.80. Over the past year, Rs 100 in ALBSL became Rs 122 and in JBLB Rs 117, adjusted for bonus shares.

JBLB is the larger company by market value, Rs 2,239 crore against Rs 943 crore. Cash dividends declared in the last 12 months yield 0.04% on ALBSL and 0.12% on JBLB at today’s price.

Close · 24 Sep 2026NEPSE published data, may be delayed

24 Sep 2026ALBSL Rs 100 → Rs 122 (close 1,174.40)JBLB Rs 100 → Rs 117 (close 1,278.80)

9010011012013024 Sep7 Apr24 SepALBSL 122JBLB 117

Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 24 Sep 2026.

ALBSL and JBLB side by side. Nothing is marked better.
ALBSLAsha Laghubitta Bittiya Sanstha LtdJBLBJeevan Bikas Laghubitta Bittya Sanstha Ltd
SectorMicrofinanceMicrofinance
Close, Rs1,174.401,278.80
Today−1.64% down+0.29% up
Return, 1 month+6.76% up+2.62% up
Return, 1 year+22.18% up+17.04% up
52-week range930.00 to 1,334.001,187.50 to 1,644.00
Market valueRs 943 crRs 2,239 cr
Cash dividend yield0.04%0.12%
Latest dividends2081/82: 0.5% cash, 9.5% bonus2081/82: 0.737% cash, 14% bonus
Traded, last 30 daysRs 82.32 crRs 15.40 cr

ALBSL and JBLB dividends, year by year

Dividends declared by ALBSL and JBLB by Nepali fiscal year, as a percentage of paid-up value
Fiscal yearALBSLJBLB
2081/820.5% cash, 9.5% bonus0.737% cash, 14% bonus
2080/810.75% cash, 14.25% bonus0.737% cash, 14% bonus
2079/80none0.737% cash, 14% bonus
2078/79none declared0.714% cash, 14.285% bonus

As a percentage of paid-up value, as declared. Every dividend by year.

P/E, earnings per share and book value are not in the web data. The Punji app compares those too.

ALBSL or JBLB: questions

Which is bigger, ALBSL or JBLB?
JBLB is larger by market value: Rs 2,239 crore, against Rs 943 crore for ALBSL, at the close of 24 Sep 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, ALBSL or JBLB?
Rs 100 in ALBSL became Rs 122 (+22.18%), and Rs 100 in JBLB became Rs 117 (+17.04%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, ALBSL or JBLB?
ALBSL last declared 0.5% cash and 9.5% bonus for 2081/82; JBLB last declared 0.737% cash and 14% bonus for 2081/82. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
Should I buy ALBSL or JBLB?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.

Valuation and earnings are in the app

The Punji app compares P/E, earnings and book value as well, next to the companies you hold. Free on iOS and Android.