Compare stocks · Life Insurance

CLI vs ILI: Citizen Life Insurance and IME Life Insurance compared

On 24 Sep 2026, CLI (Citizen Life Insurance Company Limited) closed at Rs 440.00 and ILI (IME Life Insurance Company Limited) at Rs 428.00. Over the past year, Rs 100 in CLI became Rs 94 and in ILI Rs 95, adjusted for bonus shares.

CLI is the larger company by market value, Rs 2,200 crore against Rs 2,140 crore. Cash dividends declared in the last 12 months yield 4.55% on CLI and 2.46% on ILI at today’s price.

Close · 24 Sep 2026NEPSE published data, may be delayed

24 Sep 2026CLI Rs 100 → Rs 94 (close 440.00)ILI Rs 100 → Rs 95 (close 428.00)

9010011024 Sep7 Apr24 SepCLI 94ILI 95

Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 24 Sep 2026.

CLI and ILI side by side. Nothing is marked better.
CLICitizen Life Insurance Company LimitedILIIME Life Insurance Company Limited
SectorLife InsuranceLife Insurance
Close, Rs440.00428.00
Today+0.92% up+0.23% up
Return, 1 month+3.29% up+4.14% up
Return, 1 year−5.98% down−4.68% down
52-week range410.00 to 526.00396.30 to 489.60
Market valueRs 2,200 crRs 2,140 cr
Cash dividend yield4.55%2.46%
Latest dividends2081/82: 20% cash, 0% bonus2081/82: 10.526% cash, 0% bonus
Traded, last 30 daysRs 20.10 crRs 15.53 cr

CLI and ILI dividends, year by year

Dividends declared by CLI and ILI by Nepali fiscal year, as a percentage of paid-up value
Fiscal yearCLIILI
2081/8220% cash10.526% cash
2080/811.42% cash, 26.984% bonus21.053% cash
2079/800.263% cash, 5% bonus1.316% cash, 25% bonus

As a percentage of paid-up value, as declared. Every dividend by year.

P/E, earnings per share and book value are not in the web data. The Punji app compares those too.

CLI or ILI: questions

Which is bigger, CLI or ILI?
CLI is larger by market value: Rs 2,200 crore, against Rs 2,140 crore for ILI, at the close of 24 Sep 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, CLI or ILI?
Rs 100 in CLI became Rs 94 (−5.98%), and Rs 100 in ILI became Rs 95 (−4.68%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, CLI or ILI?
CLI last declared 20% cash and 0% bonus for 2081/82; ILI last declared 10.526% cash and 0% bonus for 2081/82. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
Should I buy CLI or ILI?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.

Valuation and earnings are in the app

The Punji app compares P/E, earnings and book value as well, next to the companies you hold. Free on iOS and Android.