Compare stocks · Non Life Insurance

NICL vs SPIL: Nepal Insurance Co. and Siddhartha Premier Insurance compared

On 24 Sep 2026, NICL (Nepal Insurance Co. Ltd.) closed at Rs 456.00 and SPIL (Siddhartha Premier Insurance Limited) at Rs 623.00. Over the past year, Rs 100 in NICL became Rs 83 and in SPIL Rs 85, adjusted for bonus shares.

SPIL is the larger company by market value, Rs 1,748 crore against Rs 1,162 crore. Cash dividends declared in the last 12 months yield 1.39% on NICL and 4.01% on SPIL at today’s price.

Close · 24 Sep 2026NEPSE published data, may be delayed

24 Sep 2026NICL Rs 100 → Rs 83 (close 456.00)SPIL Rs 100 → Rs 85 (close 623.00)

809010024 Sep7 Apr24 SepNICL 83SPIL 85

Rs 100 in each on the first session of the window, adjusted for bonus shares. Cash dividends are not added back. To the close of 24 Sep 2026.

NICL and SPIL side by side. Nothing is marked better.
NICLNepal Insurance Co. Ltd.SPILSiddhartha Premier Insurance Limited
SectorNon Life InsuranceNon Life Insurance
Close, Rs456.00623.00
Today−0.65% down−1.11% down
Return, 1 month−6.35% down−6.46% down
Return, 1 year−17.09% down−15.18% down
52-week range408.00 to 575.00560.10 to 770.70
Market valueRs 1,162 crRs 1,748 cr
Cash dividend yield1.39%4.01%
Latest dividends2081/82: 6.316% cash, 0% bonus2081/82: 25% cash, 0% bonus
Traded, last 30 daysRs 29.79 crRs 16.14 cr

NICL and SPIL dividends, year by year

Dividends declared by NICL and SPIL by Nepali fiscal year, as a percentage of paid-up value
Fiscal yearNICLSPIL
2081/826.316% cash25% cash
2080/810.79% cash, 15% bonus30% cash
2079/800.526% cash, 10% bonus11% cash
2078/790.421% cash, 8% bonus0.75% cash, 14.25% bonus

As a percentage of paid-up value, as declared. Every dividend by year.

P/E, earnings per share and book value are not in the web data. The Punji app compares those too.

NICL or SPIL: questions

Which is bigger, NICL or SPIL?
SPIL is larger by market value: Rs 1,748 crore, against Rs 1,162 crore for NICL, at the close of 24 Sep 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, NICL or SPIL?
Rs 100 in NICL became Rs 83 (−17.09%), and Rs 100 in SPIL became Rs 85 (−15.18%), adjusted for bonus shares and without cash dividends added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, NICL or SPIL?
NICL last declared 6.316% cash and 0% bonus for 2081/82; SPIL last declared 25% cash and 0% bonus for 2081/82. Dividends are a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table above is the comparable figure.
Should I buy NICL or SPIL?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.

Valuation and earnings are in the app

The Punji app compares P/E, earnings and book value as well, next to the companies you hold. Free on iOS and Android.